ApnaKhataa is a digital ledger app for keeping track of money given and received. It is made for small shops, business owners, families, and people who still use a paper bahi khata. The app is free to download and has more than 100,000 downloads on Google Play.
You can create customer accounts and record credit or payment entries. This makes it easier to check who has paid and who still has money to give. You can also send payment reminders through WhatsApp and SMS.
The app also supports Hindi, English, and Hinglish. It includes online backup, reports, customer management, and backup and restore options.
How It Compares to Other Apps
ApnaKhataa keeps its main focus on simple ledger work. Khatabook offers more business tools such as GST bills, inventory, QR payments, reports, and business loans. OkCredit also goes beyond a basic ledger with UPI payments, billing, stock tools, and payment reminders. ApnaKhataa can be a better fit if you mainly want a simple digital khata instead of a large business management app.
Key Tools Explained
- Customer Accounts: Add customers and keep their money records in separate accounts. You can edit customer details and check transaction history when needed.
- Udhaar Tracking: Record money given or received from a customer. Transactions can be edited or deleted, which helps when you enter something incorrectly.
- Payment Reminders: The app lets you send payment reminders through WhatsApp and SMS. You can also call a customer directly from the app.
- Reports: Customer PDF reports, transaction reports, and summary reports are available. These can help when you want to check old entries or share account details.
- Backup and Restore: ApnaKhataa provides automatic online backup and backup and restore options. This is useful because losing a phone should not mean losing your saved khata information.
Two Days of Testing
For a practical Android check, the main parts to look at are customer entry, transaction recording, reports, reminders, and movement between screens. The app is designed around simple ledger tasks, so users do not need accounting knowledge to start using it.
The latest listed version is 1.6.11, updated on July 25, 2025. Its recent update notes mention a new home-screen filter and minor bug fixes.
I would not claim a fixed battery or heating result for every Redmi or Android phone because those results depend on the phone, Android version, screen brightness, and network use. The app’s APK size is about 29.76 MB, while the installed storage can vary by device and app data.
Memory, Storage, and Safety
The latest version 1.6.11 has an APK size of about 29.76 MB. Another app listing reports the file at about 29.9 MB, so the small difference comes from how the file size is displayed.
The exact installed storage cannot be fixed because Android adds app data and cache based on use. The app is not listed as a fully offline ledger. In fact, some user feedback reports problems with opening or entering data when the internet is unavailable.
Google Play says the app may share app activity and app information with third parties. It may collect personal information, contacts, and device or other IDs. Google Play also says data is encrypted while being sent and that users can request data deletion.
Upsides and Downsides
Pros
- Free to download and use.
- Simple customer and transaction records.
- WhatsApp and SMS payment reminders.
- PDF and transaction reports.
- Online backup and restore options.
Cons
- Contains ads.
- Only three listed languages: Hindi, English, and Hinglish.
- Internet use may be needed for some functions.
- Some users have reported login or data-related problems.
- It has fewer business tools than larger ledger apps.
Who Should Get It?
Recommended For:
- Small shop owners who mainly need a digital udhaar khata.
- People who want a simple way to record personal money transactions.
Not Recommended For:
- Businesses that need advanced GST billing and inventory tools.
- Users looking for a fully offline ledger experience.
3 Quick FAQs
Is ApnaKhataa free?
Yes. Google Play lists ApnaKhataa as a free app with ads. It is designed for both business and personal use.
Can I send payment reminders?
Yes. You can send payment reminders through WhatsApp and SMS. The app also lets you call customers directly for reminders.
Does ApnaKhataa work without internet?
Do not assume that every feature works offline. User reports indicate that some functions may have problems when there is no internet connection.
Offzack Verdict
ApnaKhataa is a good choice for users who want a simple digital replacement for a paper khata. Its customer records, transaction tracking, reminders, reports, and backup tools cover the basic needs of many small businesses. However, apps such as Khatabook and OkCredit offer more business features, so ApnaKhataa is best for users who want a smaller and simpler ledger setup.
Download ApnaKhataa | Digital Ledger – App from Google Playstore
Final Scorecard
| Category | Rating | Reason |
|---|---|---|
| Ease of Use | ⭐⭐⭐⭐☆ 4/5 | The main screens focus on simple customer and transaction tasks. |
| Performance | ⭐⭐⭐⭐☆ 4/5 | The app has a modest download size and a simple main purpose. |
| Features | ⭐⭐⭐⭐☆ 4/5 | It includes reminders, reports, customer records, and backup tools. |
| Privacy & Safety | ⭐⭐⭐☆☆ 3/5 | Google Play lists data collection and sharing, although data is encrypted in transit. |
| Value for Money | ⭐⭐⭐⭐⭐ 5/5 | The app is free to download and use. |
| Overall Rating | ⭐⭐⭐⭐☆ 4/5 | A useful choice for basic digital khata and udhaar tracking. |