Managing money becomes easier when you know exactly what you own, what you owe, and how your overall wealth is changing. FOLO – NetWorth Tracker India is a personal finance and wealth tracking app designed to help Indian users bring their financial information together in one place.
Instead of checking different apps and documents for bank balances, investments, loans, insurance, and other assets, FOLO provides a combined view of your financial position. It is designed for individuals as well as families who want a clearer picture of their net worth.
Download FOLO – NetWorth Tracker India:
https://play.google.com/store/apps/details?id=com.foloapp.android
What Is FOLO – NetWorth Tracker India?
FOLO is a net worth tracking and personal finance app developed by Finuture Technologies Private Limited. The app helps users track their assets, investments, liabilities, insurance, and overall wealth.
According to its Google Play listing, FOLO can help monitor bank accounts, mutual funds, stocks, provident funds, loans, insurance, and other financial information. The app is also designed to provide a real-time view of your financial position with less manual tracking.
FOLO is currently listed in the Finance category on Google Play and has more than 100,000 downloads. The listing was updated on August 25, 2026, with bug fixes and performance improvements.
How Does FOLO Work?
The basic idea behind FOLO is simple: bring different parts of your financial life into one place.
FOLO uses India’s Account Aggregator ecosystem to connect financial information with user consent. Its official website says users can connect accounts through an authorised Account Aggregator, with read-only and revocable access.
After connecting eligible accounts, the app can organize financial information into categories such as assets, investments, liabilities, and insurance.
This gives users a more complete view of their net worth instead of looking at individual accounts separately.
Key Features of FOLO
1. Net Worth Tracking
The main feature of FOLO is its net worth tracker.
Net worth generally represents the difference between what you own and what you owe.
Net Worth = Total Assets – Total Liabilities
For example, your assets may include savings, investments, property, and retirement funds, while liabilities may include loans and credit card balances.
FOLO brings these details together to help you understand your overall financial position.
2. Investment Tracking
If you have investments across different financial products, keeping track of everything can be difficult.
FOLO supports investment tracking for products such as mutual funds and stocks. The Google Play listing also mentions portfolio management and investment tracking features.
This can make it easier to see your investments as part of your overall wealth instead of treating each investment separately.
3. Mutual Fund Tracking
Mutual fund investors can use FOLO to keep their mutual fund information organized along with their other financial assets.
The official FOLO website lists mutual funds among the investment categories that can be consolidated into the platform.
Having this information alongside bank balances, stocks, and other assets can provide a broader picture of your financial position.
4. Stock and Portfolio Tracking
FOLO also supports stock and portfolio tracking.
The app is designed to give users a combined view of their investments and liabilities. This can be useful for investors who have multiple financial products and want to monitor their overall wealth rather than checking each investment separately.
5. Track Bank Accounts and Financial Assets
FOLO can organize information from different financial sources.
The official website lists assets such as:
- Bank balances
- Mutual funds
- Stocks
- EPF
- NPS
- PPF
- Fixed deposits
- Gold
- Sovereign Gold Bonds
- Real estate
The exact availability of a particular financial source can depend on the supported institution and connection method.
6. Loan and Liability Tracking
Knowing your assets is only one part of understanding your net worth. Your loans and other liabilities are also important.
FOLO includes features for tracking liabilities such as home loans, personal loans, credit cards, and EMIs.
Seeing your debts alongside your assets can make it easier to understand your actual financial position.
7. Insurance Tracking
FOLO also includes insurance and asset management features.
Its official website lists different types of cover, including health insurance, term life insurance, motor insurance, travel insurance, and critical illness insurance.
Keeping insurance information organized in one place can be helpful when reviewing your family’s financial protection.
8. Family Wealth Tracking
FOLO is designed not only for individual users but also for families.
The app allows users to organize family financial information and share selected financial details with trusted people. According to FOLO’s official website, users can share their net worth with up to four trusted people and control which categories they can see.
This can be useful when managing finances together with a spouse, parent, financial planner, or chartered accountant.
9. Real-Time Wealth Dashboard
FOLO provides a dashboard designed to give users a quick overview of their financial position.
Instead of checking several accounts individually, users can view their financial information through a central wealth dashboard. The Google Play listing describes this as a real-time wealth dashboard.
10. Financial Planning
FOLO also includes financial planning tools that can help users understand and organize their wealth.
The main benefit is having a single overview of assets, liabilities, investments, and insurance. This can make financial reviews easier and help users identify areas that need attention.
FOLO and Account Aggregator
One important part of FOLO is its use of India’s Account Aggregator ecosystem.
FOLO says that users connect their financial accounts through an authorised Account Aggregator. The connection is designed to be read-only and revocable, meaning users can control the consent they provide.
This approach is different from manually entering every financial detail into a spreadsheet.
However, financial data is sensitive. Users should always review the consent screen, privacy policy, and data-sharing information before connecting financial accounts to any finance application.
Is FOLO Useful for Indian Investors?
FOLO can be useful for Indian investors who have financial information spread across multiple products.
For example, someone may have a salary account, mutual funds, stocks, EPF, PPF, insurance, credit cards, and a home loan. Checking all of these separately can take time.
A net worth tracker such as FOLO aims to bring these details together so users can understand their overall financial position.
It is especially useful if your main goal is wealth tracking rather than daily expense tracking.
Privacy and Data Safety
Financial information is highly sensitive, so privacy should be considered before using any finance app.
Google Play currently states that FOLO may share app activity and app information and performance with third parties. It also states that the app may collect personal information, financial information, and other data. Google Play indicates that data is encrypted in transit and that users can request deletion of their data.
FOLO’s official website also describes its use of the Account Aggregator framework and says financial connections are read-only and revocable.
Because privacy and data-safety information can change, it is a good idea to check the latest Google Play details and the app’s privacy policy before connecting your financial accounts.
Pros and Cons of FOLO
Pros
- Tracks overall net worth
- Supports investment tracking
- Mutual fund and stock tracking
- Helps organize assets and liabilities
- Loan and EMI tracking
- Insurance management
- Family wealth organization
- Real-time financial dashboard
- Uses the Account Aggregator ecosystem
- Designed specifically for Indian financial needs
- Reduces the need for manual financial tracking
Cons
- Requires access to sensitive financial information
- Not primarily designed as a daily expense-budgeting app
- Availability of financial connections can depend on supported institutions
- Users should carefully review account-consent and privacy information before connecting accounts
Frequently Asked Questions
What is FOLO NetWorth Tracker?
FOLO is a personal finance and wealth tracking app that helps users organize their assets, investments, liabilities, insurance, and overall net worth in one place.
Is FOLO available in India?
Yes. FOLO is designed specifically for Indian users and supports India’s financial ecosystem, including the Account Aggregator framework.
Can FOLO track mutual funds?
Yes. Mutual fund tracking is one of the features listed by FOLO on Google Play and its official website.
Can I track loans using FOLO?
Yes. FOLO supports loan and liability tracking, including home loans, personal loans, credit cards, and EMIs.
Can FOLO track insurance?
Yes. Insurance and asset management are included among FOLO’s features. Its official website lists health, life, motor, travel, and other types of insurance cover.
Can I share my net worth with my family?
Yes. FOLO provides family-sharing features that allow users to share selected financial information with trusted people while controlling what they can view.
Is FOLO safe to use?
FOLO uses the Account Aggregator ecosystem for financial data access, and its official website describes connections as read-only and revocable. Google Play also states that data is encrypted in transit. However, users should review the current privacy and data-safety information before connecting financial accounts.
Final Verdict
FOLO – NetWorth Tracker India is designed for people who want a complete picture of their financial life rather than simply tracking daily expenses.
Its main strength is bringing different financial areas together, including bank accounts, investments, mutual funds, stocks, retirement funds, loans, insurance, and other assets.
The app can be particularly useful for Indian investors and families who have multiple financial products and want to understand their total net worth in one place.
If you are looking for a net worth tracker, investment tracker, or family wealth management app for India, FOLO is an option worth exploring.
App Name: FOLO – NetWorth Tracker India
Developer: Finuture Technologies Private Limited
Category: Finance
Platform: Android
Downloads: 100K+
Latest Update: August 25, 2026
Download FOLO from Google Play:
https://play.google.com/store/apps/details?id=com.foloapp.android